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American Factoring - Funding for US Government Contracts

Funding Strategies for Success

The objective of the Fund is to obtain capital to fund purchases of materials to complete US Government Contracts in order to be able to deliver, invoice, and collect funds for the government contracts awarded to the AJHJ entities.

Optimize Your Contract Fulfillment

Our funding solutions are designed to optimize your contract fulfillment process, ensuring smooth delivery, invoicing, and collection for US Government Contracts awarded to your business.

Our Journey to Contract Funding

Discover how we enable businesses to obtain capital for US Government Contracts and fulfill their contractual obligations.

We specialize in providing funding solutions for businesses to complete US Government Contracts, ensuring seamless delivery, invoicing, and fund collection processes.

Our Funding Services

Explore our specialized funding services tailored to meet the unique needs of businesses involved in US Government Contracts.

Contract Funding Strategies

Our expert team assists in developing effective strategies for securing capital to fulfill US Government Contracts, enabling businesses to meet contractual obligations.

Contract Fulfillment Optimization

We provide guidance and support for optimizing the fulfillment process of US Government Contracts, ensuring timely delivery, accurate invoicing, and efficient fund collection.

Financial Data Advising

Leverage our financial data advising services to make informed decisions and effectively manage funds throughout the lifecycle of US Government Contracts.

Project Capital Management

Our project capital management solutions aim to streamline the allocation and utilization of funds for successful completion of US Government Contracts.

Empowering Contract Fulfillment

$100M+

Funded Contracts

+85%

Contract Success Rate

200+

Government Contract Projects

15+

Years of Expertise

How lenders make money with american factoring

Program
Term
Interest
Payment structure
Cash flow
Use case
Repayment source
Amortized loan
Until principal paid
3.0% Monthly
Monthly 120+ Day balloons
Recurring
Longer deployment
Government receivables
120-Day note
Fixed 120 days
2.5% Monthly
One lump-sum at maturity
Back-end
Short-cycle Gov POs
Government receivables

Option A

Option B

120-Day note

Day 0: Capital deployed

  1. PO funded

  2. Delivery & invoice

  3. Day 120: Lump-Sum repayment

Amortized loan

Month 1-3: Monthly payments

  1. Month 4: Balloon payment

  2. Cycle repeats until paid in full

Who we are.

American Factoring LLC is a commercial finance company specializing in purchase order
funding and intelligent factoring supported by AI-driven risk analysis. We help businesses
obtain immediate capital to fulfill purchase orders while offering investors attractive returns
backed by real commercial transactions.

What we offer investors:

  • Fixed return private notes.

  • Short-term maturities (30-180 days).

  • Investments backed by verified purchase orders.

  • Capital + interest paid at maturity.

  • Full transparency through a digital platform.

How it works:

  • Investors purchase a private note.

  • American factoring funds verified purchase orders.

  • The client repays once the end-buyer pays.

  • Investor receive principal + interest

Competitive advantages:

  • AI-powered risk scoring.

  • Real backing via verified purchase orders.

  • Short-term cycles for quick capital rotation.

  • Transparent reporting.

  • Compliance under regulation D (506b/506c)

Potencial returns

  • Typical maturities: 30, 60 and 90 days.

  • Specific rates interest are disclosed in each Note Offering Page.

Ideal investor profile

  • Seeks higher yields than bank products.

  • Prefers short-term investments.

  • Values transparency and real-transaction backing.

Leadership

Humberto Arguello - Founder & CEO

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Contract Focus

Construction

Explore our tailored funding solutions designed for businesses involved in construction-related US Government Contracts.

Technology

Discover how our funding expertise supports technology companies in fulfilling their US Government Contracts with ease and efficiency.

Professional Services

Our funding services cater to the unique needs of professional services firms engaged in US Government Contracts, ensuring seamless contract fulfillment and fund collection.

Our Process

Simplified Funding Approach

01

Analysis & Capital Acquisition

Identifying funding opportunities and acquiring capital for US Government Contracts

02

Strategy Development

Crafting tailored funding strategies aligned with contract objectives

03

Execution & Compliance

Implementing funding plans and ensuring compliance with contract requirements

04

Ongoing Support

Providing continuous support for successful contract fulfillment and fund management

Success Stories

Explore how businesses have successfully leveraged our funding solutions for fulfilling US Government Contracts.

Testimonial: 'American Factoring provided crucial funding that enabled us to fulfill our US Government Contract obligations effectively.'

Client Testimonial

Testimonial: 'The funding support from American Factoring ensured smooth project execution and timely fund collection.'

Client Testimonial

Testimonial: 'We highly recommend American Factoring for their exceptional funding services and dedicated support.'

Client Testimonial

Get Funded Now

Secure Your Contract Funding Today

Our Partners and Contractors

Schedule your service

Use this area to describe one of your services.

Book your free consultation today

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