
Our Journey to Contract Funding
Discover how we enable businesses to obtain capital for US Government Contracts and fulfill their contractual obligations.
We specialize in providing funding solutions for businesses to complete US Government Contracts, ensuring seamless delivery, invoicing, and fund collection processes.

Contract Funding Strategies
Our expert team assists in developing effective strategies for securing capital to fulfill US Government Contracts, enabling businesses to meet contractual obligations.
Contract Fulfillment Optimization
We provide guidance and support for optimizing the fulfillment process of US Government Contracts, ensuring timely delivery, accurate invoicing, and efficient fund collection.
Financial Data Advising
Leverage our financial data advising services to make informed decisions and effectively manage funds throughout the lifecycle of US Government Contracts.
Project Capital Management
Our project capital management solutions aim to streamline the allocation and utilization of funds for successful completion of US Government Contracts.
Empowering Contract Fulfillment
$100M+
Funded Contracts
+85%
Contract Success Rate
200+
Government Contract Projects
15+
Years of Expertise
How lenders make money with american factoring
Program | Term | Interest | Payment structure | Cash flow | Use case | Repayment source |
|---|---|---|---|---|---|---|
Amortized loan | Until principal paid | 3.0% Monthly | Monthly 120+ Day balloons | Recurring | Longer deployment | Government receivables |
120-Day note | Fixed 120 days | 2.5% Monthly | One lump-sum at maturity | Back-end | Short-cycle Gov POs | Government receivables |
Option A
Option B
120-Day note
Day 0: Capital deployed
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PO funded
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Delivery & invoice
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Day 120: Lump-Sum repayment
Amortized loan
Month 1-3: Monthly payments
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Month 4: Balloon payment
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Cycle repeats until paid in full
Who we are.
American Factoring LLC is a commercial finance company specializing in purchase order
funding and intelligent factoring supported by AI-driven risk analysis. We help businesses
obtain immediate capital to fulfill purchase orders while offering investors attractive returns
backed by real commercial transactions.
What we offer investors:
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Fixed return private notes.
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Short-term maturities (30-180 days).
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Investments backed by verified purchase orders.
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Capital + interest paid at maturity.
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Full transparency through a digital platform.
How it works:
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Investors purchase a private note.
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American factoring funds verified purchase orders.
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The client repays once the end-buyer pays.
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Investor receive principal + interest
Competitive advantages:
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AI-powered risk scoring.
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Real backing via verified purchase orders.
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Short-term cycles for quick capital rotation.
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Transparent reporting.
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Compliance under regulation D (506b/506c)
Potencial returns
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Typical maturities: 30, 60 and 90 days.
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Specific rates interest are disclosed in each Note Offering Page.
Ideal investor profile
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Seeks higher yields than bank products.
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Prefers short-term investments.
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Values transparency and real-transaction backing.

Contract Focus
Construction
Explore our tailored funding solutions designed for businesses involved in construction-related US Government Contracts.
Technology
Discover how our funding expertise supports technology companies in fulfilling their US Government Contracts with ease and efficiency.
Professional Services
Our funding services cater to the unique needs of professional services firms engaged in US Government Contracts, ensuring seamless contract fulfillment and fund collection.

Our Process
Simplified Funding Approach
01
Analysis & Capital Acquisition
Identifying funding opportunities and acquiring capital for US Government Contracts
02
Strategy Development
Crafting tailored funding strategies aligned with contract objectives
03
Execution & Compliance
Implementing funding plans and ensuring compliance with contract requirements
04
Ongoing Support
Providing continuous support for successful contract fulfillment and fund management
Success Stories
Explore how businesses have successfully leveraged our funding solutions for fulfilling US Government Contracts.

Testimonial: 'American Factoring provided crucial funding that enabled us to fulfill our US Government Contract obligations effectively.'
Client Testimonial

Testimonial: 'The funding support from American Factoring ensured smooth project execution and timely fund collection.'
Client Testimonial

Testimonial: 'We highly recommend American Factoring for their exceptional funding services and dedicated support.'
Client Testimonial
Get Funded Now
Secure Your Contract Funding Today




